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Today's Mortgage Rates
Saturday, 12/03/2016 6:00pm
TypeRateAPR
30 yr Fixed3.5004.087
20 yr Fixed3.5004.290
15 yr Fixed2.8753.756
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The Montage team was responsive and professional in helping me address my minor credit issues
TypeRateAPR
30 yr Fixed3.5004.087
20 yr Fixed3.5004.290
15 yr Fixed2.8753.756
The rates, payment amounts, Annual Percentage Rates ("APR"), and lender fees & points shown are based upon the following assumptions:
  • $200,000 loan amount
  • 80% loan-to-value ("LTV") or less
  • 20% or greater down payment
  • First lien
  • Purchase transaction
  • Fully documented income, assets and liabilities
  • Single Family residence
  • 740 middle credit score
  • 30-day lock period
  • Property located in Denver, CO
Fixed Rate Mortgage (“Fixed") products have an interest rate that will not change for the life of the loan.
Adjustable Rate Mortgage ("ARM") products have an initial fixed rate period, after which the interest rate will be adjusted annually based upon an index plus a margin. An interest rate "cap" limits how high the interest rate may rise at each adjustment. Interest rate caps differ by ARM product.
Because interest rates fluctuate with the market, your initial rate is determined at the time you “lock.” Locks are available in 15, 30, 45 and 60 day increments. You may not chose a lock but instead you may with to “float” the rate. If you chose a rate lock option that provides for a floating rate, your initial interest rate may not be the same rate that was available at the time you apply for your loan. The amount of premium or discount will vary according the rate lock option you chose.
State restrictions and other conditions may apply.